Effective Date: July 2026
1. Acceptance
These Terms govern access to and use of all LiorBank services. By creating an account or using our services, you agree to these Terms.
2. Eligibility
To use LiorBank you must:
- Be at least 18 years old;
- Have legal capacity;
- Provide accurate information;
- Successfully complete identity verification when required.
3. Account Registration
Users agree to:
- Provide accurate information;
- Maintain updated information;
- Protect login credentials;
- Notify LiorBank immediately of unauthorized access.
4. Identity Verification
LiorBank reserves the right to request KYC verification at any time. Accounts may be suspended pending verification.
5. Financial Services
Depending on eligibility and jurisdiction, LiorBank may provide:
Availability varies by country.
- Digital accounts
- International transfers
- Digital wallets
- Savings solutions
- Investment services
- P2P lending
- Business financing
- Asset management
- Payment services
- Financial education
6. Investment Risk
Investment products involve risk. Past performance does not guarantee future returns. Users are solely responsible for their investment decisions.
7. Digital Assets
Users acknowledge that:
- Digital assets are volatile;
- Blockchain transactions are generally irreversible;
- Users are responsible for wallet security.
8. Prohibited Activities
Users shall not:
- Commit fraud;
- Launder money;
- Finance terrorism;
- Use stolen identities;
- Interfere with platform security;
- Upload malicious software;
- Violate applicable laws;
- Manipulate markets.
9. Suspension
LiorBank may suspend or terminate accounts in cases including:
- Regulatory requirements;
- Fraud;
- AML concerns;
- Security risks;
- Breach of these Terms.
10. Fees
Applicable fees are published separately on the platform. LiorBank may update pricing with prior notice where required.
11. Intellectual Property
All intellectual property associated with LiorBank remains the exclusive property of LiorBank and/or iCapital Ventures. No rights are transferred to users except the limited right to use the platform.
12. Limitation of Liability
To the fullest extent permitted by law, LiorBank shall not be liable for:
- Indirect damages;
- Loss of profits;
- Market losses;
- Investment losses;
- Blockchain network failures;
- Force majeure events.
13. Regulatory Compliance
Users agree to comply with all applicable:
- AML laws;
- Sanctions regulations;
- Tax obligations;
- Financial regulations;
- Local laws.
14. Privacy
The processing of personal data is governed by the LiorBank Privacy Policy.
15. Service Availability
LiorBank strives to provide uninterrupted services but does not guarantee continuous availability. Maintenance and technical interruptions may occur.
16. Amendments
LiorBank reserves the right to modify these Terms at any time. Continued use of the platform constitutes acceptance of the revised Terms.
17. Governing Law
These Terms shall be governed by the laws applicable to the LiorBank operating entity providing the relevant services, unless otherwise required by mandatory local law.